🇱🇦 ສ້າງສຳລັບຊີວິດໃນລາວ 🇱🇦 Built for life in Laos

ເງິນເຈົ້າໄປໃສ?
ດຽວພາໂນດບອກໃຫ້ຟັງ

Where did your money go?
Let Phanote tell you.

ບັນທຶກການເງິນຂອງເຈົ້າແບບງ່າຍໆ ໃນ LAK, THB, ແລະ USD — Phanote ເລົ່າເລື່ອງເງິນຂອງເຈົ້າໃຫ້ຟັງແບບເພື່ອນ.

Multi-currency personal finance for life in Laos. Hold LAK, THB, and USD in one cozy app — and Phanote tells your money's story like a friend.

ເລີ່ມໃຊ້ຟຣີ → 30 ວິນາທີ Start free — it takes 30 seconds ເບິ່ງວ່າມັນເຮັດວຽກແນວໃດ See how it works
✓ ຟຣີຕະຫຼອດFree forever ✓ ບໍ່ຕ້ອງໃຊ້ບັດເຄຣດິດNo credit card ✓ ລາວ ແລະ ອັງກິດLao & English
🎉
+₭3,500,000 Salary
Income added
🔥
17 day streak
Level 3 · 480 XP
🤖
AI detected: Food
ຕຳໝາກຫຸ່ງ · high confidence
Good morning, Kitty 👋
Monday, April 6
🦊
🇱🇦 LAK
₭89.6M
🇹🇭 THB
฿5.0K
🇺🇸 USD
$446
TODAY
🍜
ຕຳໝາກຫຸ່ງ
Food
−₭25K
☕
Joma Cafe
Coffee
−₭35K
🛵
Loca
Transport
−₭35K
🙏
ເຮັດບຸນ ວັດ
Donation
−₭100K
ກາເຟ 35k or "grab 89 baht"…
↑
3
Currencies: LAK · THB · USD
2
Languages: Lao · English
5s
To log any transaction
$0
To get started, forever
Why Phanote

Built for the way
people actually live in Laos.

No other app handles three currencies, three languages, and Lao daily life — until now.

💱
Three currencies, one wallet
You hold LAK for daily spending, THB for Thai goods, USD for rent and savings. Phanote tracks all three without converting anything. Your money stays in its original currency.
ສາມສະກຸນເງິນ · ກະເປົ໋ານດຽວ
🤖
Type anything, AI understands
Type "ຕຳໝາກຫຸ່ງ 25k" or "grab 89 baht" or "coffee $4". Our AI instantly recognises the amount, currency, and category — in Lao or English, or both mixed in the same sentence.
ພິມຫຍັງກໍໄດ້ · AI ຮູ້ຄວາມໝາຍ
🙏
Understands Lao culture
ເຮັດບຸນ, ໃສ່ບາດ, ຜູກແຂນ, ງານດອງ — Phanote knows the categories that matter in Lao daily life. Merit-making, temple donations, baci ceremonies, all tracked properly.
ວັດທະນະທຳລາວ · ເຂົ້າໃຈດີ
🔥
Streaks make it a habit
A daily logging streak, 10 levels of XP, and milestone rewards make tracking feel satisfying — not like homework. Your financial discipline grows naturally.
ຄວາມຕໍ່ເນື່ອງ · ສ້າງນິໄສດີ
📊
Budgets that guide, not shame
Visual budget bars per category, encouraging tone, and smart "safe to spend" calculation help you stay on track without feeling bad about money.
ງົບປະມານ · ຊ່ວຍໃຫ້ດີຂຶ້ນ
🎯
Savings goals with timelines
Planning a trip? Saving for a new motorbike? Set a goal, track your progress monthly, and get a smart savings plan calculated automatically.
ເປົ້າໝາຍ · ວາງແຜນອອມ
Features

Everything you need.
Nothing you don't.

From instant logging to AI-powered insights — all in one cozy app.

01 · CORE
AI-powered natural language logging
Type transactions naturally in any language. The local AI parser handles 90% of inputs instantly with zero API calls. Gemini AI handles the rest.
Lao script Romanized Lao English
02 · CORE
Multi-currency wallet cards
Three separate wallets for LAK, THB, and USD. Balances never auto-convert. See your real money exactly as you hold it.
₭ LAK ฿ THB $ USD Real-time totals
03 · CORE
Smart categories for Laos
24 categories built for Lao life — including ເຮັດບຸນ (merit-making), Loca transport, BCEL/JDB/LDB banking, and all the food Laos actually eats.
24 categories Lao culture Custom cats
04 · CORE
Budget tracking per category
Set monthly limits per category per currency. Visual progress bars go green → amber → red. Smart "safe to spend" strips keep you aware without stress.
Visual bars Per currency Gentle alerts
05 · PRO · NEW 📖
ສະຫຼຸບເດືອນຂອງເຈົ້າ — ເລົ່າເປັນເລື່ອງ Monthly Wrap — Your month, told as a story
ຫຼັງຈາກທຸກໆເດືອນ Phanote ຂຽນເລື່ອງອັນອົບອຸ່ນກ່ຽວກັບເງິນຂອງເຈົ້າໃຫ້ຟັງ. ບໍ່ມີການຕັດສິນ — ພຽງແຕ່ແບ່ງປັນການມອງເຫັນ, ຈຸດພິເສດ, ແລະກຳລັງໃຈ. ບັນທຶກຈິງຂອງເຈົ້າ, ເດືອນຂອງເຈົ້າ, ເລື່ອງຂອງເຈົ້າ. Every month, Phanote writes you a warm story about your money. No judgment — just observations, highlights, and encouragement. Your real transactions, your month, your story. Built on Claude Haiku AI.
Claude Haiku Warm narrative Multi-currency stats Lao & English Pro feature
📖 ສະຫຼຸບເມສາ 2026 April Wrap 2026

ເມສາເປັນເດືອນທີ່ມີລົດຊາດ ☕ ເຈົ້າໃຊ້ຈ່າຍ ₭16.7M ໂດຍອາຫານເປັນອັນດັບໜຶ່ງທີ່ ₭5.7M — ນິໄສການດື່ມກາເຟແມ່ນເປັນຈິງ ແລະ ຂ້ອຍຮັກມັນສຳລັບເຈົ້າ! ວັນທີ່ເຈົ້າໃຊ້ຈ່າຍຫຼາຍທີ່ສຸດແມ່ນວັນທີ 8 ເມສາ (₭555k — ອາຫານຄ່ຳທີ່ MK ແລະ ເບຍລາວແຫ່ງຄວາມສຸກ)…

April was a flavorful month ☕ You spent ₭16.7M, with food leading at ₭5.7M — that coffee habit is real and I love it for you! Your biggest day was April 8th (₭555k — dinner at MK and Beer Lao of joy)…

✨ ສ້າງດ້ວຍ Claude AI · 2 ວິນາທີ ✨ Generated in 2 seconds · Claude AI
06 · PRO
Receipt scanning with Lao OCR
Take a photo of any receipt — Gemini Vision reads the merchant, total, and line items in Lao script. Saves the full itemised receipt with each transaction. Works on Lao and English receipts.
Gemini Vision Lao script OCR Line items Camera + gallery Pro feature
07 · PRO
AI Memory that learns you
The more you use Phanote, the smarter it gets. Patterns are saved and recognised instantly next time — no API call needed, zero latency.
Gets smarter Zero latency Private
08 · PRO
AI financial advisor
Ask anything about your finances in Lao or English. Cites your real transactions from the last 7 days. Powered by Claude Haiku.
Claude Haiku Your real data Cites transactions
ຂ້ອຍໃຊ້ເງິນໄປກັບອາຫານເທົ່າໃດໃນອາທິດນີ້? How much did I spend on food this week?
📖 Phanote ບອກວ່າ Phanote says

ອາທິດນີ້ເຈົ້າໃຊ້ຈ່າຍດ້ານອາຫານ ₭1.2M 🌿 ສ່ວນໃຫຍ່ເປັນເຂົ້າທ່ຽງ (₭450k) ແລະ ກາເຟ Lazy B (₭80k × 4 ຄັ້ງ). ຍັງຢູ່ໃຕ້ງົບປະມານຂອງເຈົ້າ!

This week you spent ₭1.2M on food 🌿 Mostly lunches (₭450k) and Lazy B coffee (₭80k × 4). Still under your budget!

How it works

Log a transaction in under 5 seconds.

That's the whole promise. Every decision we make is measured against this rule.

1
Type it naturally
No forms, no dropdowns. Just type what you spent, in whatever language you think in.
"ຕຳ 25k" or "grab 89 baht" or "coffee $4"
2
AI categorises instantly
Amount, currency, and category are detected automatically. The transaction saves immediately — AI corrects silently in background.
Food · ₭25,000 · High confidence ✓
3
See your picture clearly
Your wallet, budgets, analytics, and goals update in real time. Always know where you stand — in all three currencies.
₭89.6M · ฿5K · $446 — all tracked
Languages

Type in any language.
Even mix them.

Phanote understands Lao script, romanized Lao, and English — even in the same sentence.

🇱🇦 ພາສາລາວ · Lao script
🔤 Romanized Lao
🇬🇧 English
✨ Mixed — all at once
ຕຳໝາກຫຸ່ງ 25k
🍜 Food · ₭25,000
grab 89 baht
🛵 Transport · ฿89
ເຮັດບຸນ 100k
🙏 Donation · ₭100,000
coffee at joma $4.50
☕ Coffee · $4.50
ເງິນເດືອນ 3ລ້ານ
💼 Salary · ₭3,000,000

"Every month we'd ask each other — wait, what did we actually spend? Phanote is the answer."

— Built by a couple in Vientiane, for families in Laos

Pricing

Simple. Honest. Fair.

Start free. Upgrade when you're ready. No surprises.

Free — Forever
$0
No credit card needed
LAK · THB · USD
  • Natural language logging
  • 3-currency wallet
  • 24 smart categories
  • Budget tracking
  • Analytics & charts
  • Savings goals
  • 10-level streak system
  • Lao & English UI
Get started free
MOST VALUE
Pro
✨ ໃໝ່: Monthly Wrap ✨ NEW: Monthly Wrap
$2.99/month
₭69,000 · ฿99
  • Everything in Free
  • 📖 Monthly Wrap — Your month as a story
  • Receipt OCR (Lao & English)
  • AI Financial Advisor
  • AI Memory — learns your patterns
  • Export CSV / Excel
  • Priority support
ເລີ່ມທົດລອງ 7 ວັນ Start 7-day trial

Start knowing
your money.

It takes 30 seconds to set up. No credit card. No commitment. Just clarity.

Open Phanote — it's free Get in touch