ພາໂນດ · พาโนด · Phanote
🇱🇦 Built for life in Laos

Money tracking,
finally easy
in Laos.

Hold LAK, THB, and USD in one cozy app. Log expenses in Lao, Thai, or English. Your money, your language.

Start free — it takes 30 seconds See how it works
✓ Free forever ✓ No credit card ✓ Lao, Thai & English
🎉
+₭3,500,000 Salary
Income added
🔥
17 day streak
Level 3 · 480 XP
🤖
AI detected: Food
ຕຳໝາກຫຸ່ງ · high confidence
Good morning, Kitty 👋
Monday, April 6
🦊
🇱🇦 LAK
₭89.6M
🇹🇭 THB
฿5.0K
🇺🇸 USD
$446
TODAY
🍜
ຕຳໝາກຫຸ່ງ
Food
−₭25K
☕
Joma Cafe
Coffee
−₭35K
🛵
Loca
Transport
−₭35K
🙏
ເຮັດບຸນ ວັດ
Donation
−₭100K
ກາເຟ 35k or "grab 89 baht"…
↑
3
Currencies: LAK · THB · USD
3
Languages: Lao · Thai · English
5s
To log any transaction
$0
To get started, forever
Why Phanote

Built for the way
people actually live in Laos.

No other app handles three currencies, three languages, and Lao daily life — until now.

💱
Three currencies, one wallet
You hold LAK for daily spending, THB for Thai goods, USD for rent and savings. Phanote tracks all three without converting anything. Your money stays in its original currency.
ສາມສະກຸນເງິນ · ກະເປົ໋ານດຽວ
🤖
Type anything, AI understands
Type "ຕຳໝາກຫຸ່ງ 25k" or "grab 89 baht" or "coffee $4". Our AI instantly recognises the amount, currency, and category — in Lao, Thai, or English, or all three mixed.
ພິມຫຍັງກໍໄດ້ · AI ຮູ້ຄວາມໝາຍ
🙏
Understands Lao culture
ເຮັດບຸນ, ໃສ່ບາດ, ຜູກແຂນ, ງານດອງ — Phanote knows the categories that matter in Lao daily life. Merit-making, temple donations, baci ceremonies, all tracked properly.
ວັດທະນະທຳລາວ · ເຂົ້າໃຈດີ
🔥
Streaks make it a habit
A daily logging streak, 10 levels of XP, and milestone rewards make tracking feel satisfying — not like homework. Your financial discipline grows naturally.
ຄວາມຕໍ່ເນື່ອງ · ສ້າງນິໄສດີ
📊
Budgets that guide, not shame
Visual budget bars per category, encouraging tone, and smart "safe to spend" calculation help you stay on track without feeling bad about money.
ງົບປະມານ · ຊ່ວຍໃຫ້ດີຂຶ້ນ
🎯
Savings goals with timelines
Planning a trip? Saving for a new motorbike? Set a goal, track your progress monthly, and get a smart savings plan calculated automatically.
ເປົ້າໝາຍ · ວາງແຜນອອມ
Features

Everything you need.
Nothing you don't.

From instant logging to AI-powered insights — all in one cozy app.

01 · CORE
AI-powered natural language logging
Type transactions naturally in any language. The local AI parser handles 90% of inputs instantly with zero API calls. Gemini AI handles the rest.
Lao script Romanized Lao Thai English
02 · CORE
Multi-currency wallet cards
Three separate wallets for LAK, THB, and USD. Balances never auto-convert. See your real money exactly as you hold it.
₭ LAK ฿ THB $ USD Real-time totals
03 · CORE
Smart categories for Laos
24 categories built for Lao life — including ເຮັດບຸນ (merit-making), Loca transport, BCEL/JDB/LDB banking, and all the food Laos actually eats.
24 categories Lao culture Custom cats
04 · CORE
Budget tracking per category
Set monthly limits per category per currency. Visual progress bars go green → amber → red. Smart "safe to spend" strips keep you aware without stress.
Visual bars Per currency Gentle alerts
05 · PRO
Receipt scanning with Lao OCR
Take a photo of any receipt — Gemini Vision reads the merchant, total, and line items in Lao script. Saves the full itemised receipt with each transaction. Works on Lao, Thai, and English receipts.
Gemini Vision Lao script OCR Line items Camera + gallery Pro feature
06 · PRO
AI financial advisor
Ask anything about your finances in Lao, Thai, or English. Claude AI analyzes your real spending data and gives warm, specific advice.
Claude AI Your real data 3 languages
07 · PRO
AI Memory that learns you
The more you use Phanote, the smarter it gets. Patterns are saved and recognised instantly next time — no API call needed, zero latency.
Gets smarter Zero latency Private
How it works

Log a transaction in under 5 seconds.

That's the whole promise. Every decision we make is measured against this rule.

1
Type it naturally
No forms, no dropdowns. Just type what you spent, in whatever language you think in.
"ຕຳ 25k" or "grab 89 baht" or "coffee $4"
2
AI categorises instantly
Amount, currency, and category are detected automatically. The transaction saves immediately — AI corrects silently in background.
Food · ₭25,000 · High confidence ✓
3
See your picture clearly
Your wallet, budgets, analytics, and goals update in real time. Always know where you stand — in all three currencies.
₭89.6M · ฿5K · $446 — all tracked
Languages

Type in any language.
Even mix them.

Phanote understands Lao script, romanized Lao, Thai, and English — even in the same sentence.

🇱🇦 ພາສາລາວ · Lao script
🔤 Romanized Lao
🇹🇭 ภาษาไทย · Thai
🇬🇧 English
✨ Mixed — all at once
ຕຳໝາກຫຸ່ງ 25k
🍜 Food · ₭25,000
grab 89 baht
🛵 Transport · ฿89
ເຮັດບຸນ 100k
🙏 Donation · ₭100,000
coffee at joma $4.50
☕ Coffee · $4.50
ເງິນເດືອນ 3ລ້ານ
💼 Salary · ₭3,000,000

"Every month we'd ask each other — wait, what did we actually spend? Phanote is the answer."

— Built by a couple in Vientiane, for families in Laos

Pricing

Simple. Honest. Fair.

Start free. Upgrade when you're ready. No surprises.

Free — Forever
$0
No credit card needed
LAK · THB · USD
  • Natural language logging
  • 3-currency wallet
  • 24 smart categories
  • Budget tracking
  • Analytics & charts
  • Savings goals
  • 10-level streak system
  • Lao, Thai & English UI
Get started free
MOST VALUE
Pro
$2.99
per month · or save with annual
฿100 / month · ₭70,000 / month
  • Everything in Free
  • Receipt OCR (Lao & Thai)
  • AI Financial Advisor
  • AI Memory — learns your patterns
  • Export CSV / Excel
  • Monthly AI report
  • Priority support
Upgrade to Pro

Start knowing
your money.

It takes 30 seconds to set up. No credit card. No commitment. Just clarity.

Open Phanote — it's free Get in touch